Auto and Car Accident Attorney Philadelphia

It’s difficult to prepare for the irreparable emotional, physical, and financial effects of an auto accident — and it happens more than you think. Nearly 20-50 million people become injured or disabled as a result of a road crashes in the U.S. alone, which costs the country $230.6 billion per year, or an average of $820 per person (Source: If you are a victim of an automobile accident, you may be entitled to compensation for more than just sustained injuries and property damage. Your case requires experienced personal injury lawyers who will fight to recover the benefits you deserve, and as one of the top 10 best attorneys in PA from the American Institute of PI Attorneys, we promise to do just that. 

A women expressing pain after suffering an injury during an auto accident in Philadelphia

At Rizio, Hamilton & Kane, P.C., we handle auto accident cases, such as car accidents and truck accidents in Philadelphia, PA, and its surrounding areas. The injuries involved in these cases can range from modest to severe, and sometimes even death. Our car accident attorneys in Philadelphia are experienced in recouping property damage costs for our clients, as well as settling and litigating these cases for the maximum amount of compensation allowed under the law. Our car accident attorneys are also well versed in handling uninsured (UM) and under insured motorist (UIM) cases. In under insured motorist and uninsured motorist cases, the negligent person, or the person who caused the accident, either has no insurance or not enough insurance to pay for the injuries he or she caused. For more information on uninsured and under insured motorist claims, read our October 2014 Blog post entitled Tragedy Avoided: Uninsured and Underinsured Motorist Coverage.

Truck Accident Lawyer in Philadelphia

Your collision with a commercial truck is far different than that of a normal automobile accident. There are specific nuances involved in this type of case that require the knowledge, expertise, and resources of experienced truck accident lawyers. Litigating a truck accident case can be daunting; however, our truck and auto accident lawyers in Philadelphia are experts in building a strong case to ensure you receive maximum compensation. We are also experts on tort reform and insurance coverage as well. You may not know whether you are limited tort or full tort; however, it can significantly affect the amount of compensation you receive from your truck accident. The lawyers at RHK will review your case and conduct a thorough investigation to determine the cause of your crash. The truck driver’s company is likely backed by a strong legal team; however, our experience working with truck accidents is just what you need to recover the compensation you deserve. 

Our auto accident lawyers fight hard for our clients on cases that encompass a simple rear-end collision or a complex design defect of the automobile involved, such as an airbag malfunction or defect in the make or manufacture of the car. Either way, you can feel confident that RHK’s team of experienced car accident lawyers are on your side and will fight to get you every dollar your automobile accident case is worth. With an experienced car accident lawyer, you will have a better chance of winning your case.

Limited Tort Lawyer in Philadelphia

When our clients seek representation for a personal injury claim involving an automobile accident, it’s important to determine whether or not they have limited tort or full tort insurance. If you were involved in a severe automobile accident, the effects of the crash may not be limited to the physical injuries you’ve sustained. Pain and suffering, or non-economic damages, are also a result of a traumatic accident, in which case you’ll want to recover fair compensation. Limited tort coverage limits your right to sue for injuries sustained in a car or truck accident, whereas full tort coverage affords you the right to sue for all of your damages. This includes pain and suffering, regardless of the extent of the injury; even if you have only suffered a soft tissue injury. For more on full tort and limited tort insurance coverage, read our Blog post called Car Accident Attorney: Full Tort or Limited Tort.

If you have been injured as a result of a car accident or truck accident, and you need an accident attorney in Philadelphia, call us today for your FREE consultation. Our skilled trial attorneys will give you an honest assessment of your case by walking you through the elements of Pennsylvania law to determine whether you have a car accident or truck accident case. As with all of our potential clients, we NEVER take a FEE unless we obtain money for YOU.

The American Institute of PI Attorney has named Rizio, Hamilton & Kane, P.C. one of the top 10 best attorneys in PA, and we will uphold that reputation by vigorously helping our clients and their families obtain the compensation they are entitled to. If your loved one was a victim of a wrongful death caused by a reckless driver, or you believe you have a medical malpractice case, trust the experts at RHK to successfully see your case through. Continue browsing our website to learn more about our medical malpractice lawyers in Philadelphia, PA. 

Frequently Asked Questions Regarding Auto Accidents

Should I accept the insurance company’s settlement after my auto accident injury?

With medical bills racking up, recovering from an auto accident can be financially straining. Insurance companies are aware of the financial constraints a car accident can have and therefore, are likely to make you a low, unfair settlement offer. You should never accept a settlement offer without discussing it with your lawyer. If you have been injured in a car accident, you should not accept a settlement until you have recovered fully. Some severe injuries require ongoing medical care, which the insurance company may not be responsible for if you take an early settlement. 

What is my car accident lawsuit worth?

Every car accident is unique and therefore, compensation can vary. Once all avenues of your case have been thoroughly reviewed, your lawyer should be able to give you a ballpark estimate of what to expect from a settlement. If your case goes to trial, other factors may be considered. Some factors that impact the amount of compensation you receive include economic damages such as medical expenses, future medical treatment, lost wages, and property damage, to name a few. Non economic damages may also be considered, and these include pain and suffering, disfigurement, and mental anguish, among many other effects. 

Can you still sue with limited tort?

Yes. Limited tort permits you to sue for out of pocket expenses, such as medical bills, lost wages, automobile repair, and other monetary loss. However, you will not be able to sue for pain and suffering non economic compensation, even if you’re not at fault. 

What is limited tort?

In 1990, Pennsylvania enacted a two tort system as an effort to reduce auto insurance premiums, and to reduce the amount of liability payouts made by insurance companies. Individuals who choose the limited tort insurance option pay a slightly less monthly premium; however, they waive their right to recover pain and suffering non economic compensation as a result of the accident.

How is fault determined in a truck accident?

When you get into an accident with a large truck, the damages could be far worse than that of a car, and it is overwhelming for both parties involved. Determining fault in a trucking accident is fact specific, and naturally. both parties will fight hard to protect themselves. Our team of expert truck accident lawyers will investigate and gather proof to support your case. It’s possible to make a claim due to improper maintenance of the truck involved or even if a driver has been on the road for too many hours. We will thoroughly investigate the company for maintenance logs, inspections, and even examine the certification of the driver. 

Who is responsible in a trucking accident – the driver or the trucking company?

While getting into a car accident comes with its own set of challenges, the situation can get even more troubling when the other party is a commercial truck. For truck drivers that strike a car that leads to physical injuries, liability is of a major concern. Trucking companies are typically backed by commercial insurance policies and the legal team hired by the insurance company. Our experienced accident lawyers will fight to hold the negligent party, whether it is the truck driver, truck company, truck owner, or manufacturer, or a combination of these parties, liable to ensure you receive the compensation you and your family deserve without settling for less.

Can I sue the truck driver’s company for my injuries?

Yes, in certain circumstances, you can sue a truck driver’s company for injuries you’ve sustained in a crash. If the negligent driver of the truck was in the course and scope of his or her employment, and is proven to have caused the accident, the driver’s employer is legally liable for medical expenses, lost wages, and other damages. An insurance claim may not guarantee you the compensation to make you whole for your injuries, and you may not be able to negotiate a fair settlement agreement. In this case, it may be in your best interest to consult with an attorney regarding the benefits of filing a lawsuit against the negligent parties.