I Was in A Car Accident in An Uber Or Lyft Vehicle, Am I Covered By Insurance? | Rizio, Hamilton & Kane, P.C. | www.rizio-hamilton.com

I Was in A Car Accident in An Uber Or Lyft Vehicle, Am I Covered By Insurance?

The auto accident lawyers in Philadelphia at Rizio, Hamilton & Kane, P.C. are often asked this question. So, let’s talk about whether you will have medical or other personal injury coverage in a rideshare accident.

  1. Were you the Uber driver or Lyft driver?  If yes, then your insurance with Uber or Lyft will cover your medical expenses, such as hospital visits and physical therapy up to your coverage limit. In Pennsylvania, the typical medical coverage limit is $5,000. However, this limit could be higher depending on your policy.
  2. Were you the Uber passenger or Lyft passenger? If yes, then either your own insurance or an applicable insurance in your home will cover your medical expenses. If there is no applicable policy, then the Uber or Lyft policy will cover your medical expenses. 
  3. What about recovering for personal injury when the accident is not your fault? In most instances, you will be able to recover for your personal injury either through the at-fault driver’s policy or the policy that covers the Uber or Lyft vehicle.  
  4. What does personal injury mean? It means the damage that you suffer to your person as a result of someone else’s negligence. Personal injury can include pain and suffering, wage loss, out of pocket expenses, medical expenses and sometimes future medical and other expenses that you are forced to expend as a result of the accident.   

If you have been in an accident in an Uber or Lyft vehicle, call our auto accident attorneys for a FREE consultation. We can help you determine what policy covers you and how you can get the best possible result.


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